There are a handful of credit cards in Singapore (which typically come with a slightly higher income requirement) that offer access to the Tower Club - The Platinum Card from American Express is one of them. The biggest benefit of the OCBC VOYAGE Card to me is the Personal Concierge service (marketed as VOYAGE Exchange). You will no longer enjoy up to 50% off dining at TWG Tea and Burlamacco from 01 January 2021. American Express Adds Huggs Coffee As Latest Platinum EXTRA Partner - Earn 7.81 Miles per Dollar! Technically speaking, 1 VOYAGE Mile is worth more than 1 KrisFlyer mile so you can’t directly offset KrisFlyer miles accrued from total VOYAGE Miles required, but it suffices for our comparisons, Figures based on quotes obtained on 10 May 2018, and are subject to change. The OCBC VOYAGE can definitely offer you something different from a traditional miles card. Malaysia Airlines runs frequent business class fare sales, but you’ll find them on Emirates, Etihad, Qatar, KLM and other airlines too. Not significant in the overall scheme of things, but if at 2-3c rate, it’s still cheaper. Want a happy hour at any time of the day in Singapore? (SGD188 annual fee.) The short answer is yes but the long answer is no. Of course different people will takeaway different “good bits” depending on the individuals: 1) Local and Foreign dollar spend amount, 2) How often one travels using revenue tickets and redemptions, and 3) Whether one prefers to stick to one carrier (for various reasons) or okay with any (or… Read more ». Since the future of the HSBC Advance Credit Card is unknown (10X points on dining expires on 31 March 2017) and it requires me to park S$30,000 to open a HSBC Advance account, I have decided to turn my attention to the OCBC VOYAGE Card instead. 63,700 VOYAGE Miles for a round trip business class flight to London, for example, is incredible value. Fees. From your chart, it appears that we can use VM to pay for the base fare only. But prestige might be a good alternative too coz of the 4th night. You might be curious about what makes this card so 'elite', and whether it helps you get savings on your travel costs. With the OCBC VOYAGE Card, you can leave it to the VOYAGE Exchange Team - simply let them know when you would like to dine and allow them to work their magic. The allure of a metal card lost its lustre after I found how hard it is to utilise the benefit, especially when it matters. Requirements Minimum Age. Find what you are looking for - no matter how big or small with OCBC Voyage. I guess I’m the only one who took up this offer lol? At best you’ll snag maybe 1 Saver award after a long period of waitlisting, but if you’re looking for two seats you may well have to settle for 1 Saver and 1 Advantage. that’s why in the charts above i’ve only shown what it’s like to pay the fare component with VMs. Complete Guide to the OCBC VOYAGE Card with a Personal Concierge, so long bonus miles (or points!) For example, look at these two quotes, both with base fare S$3,530. I like how the article explains the various situations that VM will provide better value (or lower redemption rate) over the typical Krisflyer option. There are some cabin products that are almost impossible to redeem if you’re a Singapore-based flyer. It claimed to be a high-end card, but offered only two lounge access passes per year. New Entrants and Exits to American Express Chillax Program in 2021 - Free Drinks at Participating Bars for Platinum Members, OCBC 360 Account to Reduce Effective Interest Rate (Again) on 01 February 2021, TWG Tea and Burlamacco to Exit American Express Love Dining Program from January 2021. This card can earn up to approx 7% cashback, but instead of giving you the cash, they keep it in Voyage miles and let you use these “cash” to pay for a revenue ticket. Unlike the Visa Infinite credit cards issued by other banks like Standard Chartered and CIMB, the OCBC VOYAGE Card does not seem to have a 'partner hotel group'. Like what Ken says, to each its own, but my 2 cents… Read more », Thanks, considering this card. something to do with how their back end is set up. Read T&Cs for full details. Loans. Gosh, Aaron! Not a good strategy to spread miles around too much, unless of course you have a high spend in which case you will value the intangible benefits of some cards over the like-for-like mile earning ratio for individual spend categories across different cards. You could even argue that in marginal cases like Sao Paulo, Beirut or Vancouver, the mileage you’d accrue on a revenue ticket would make up for the difference. VOYAGE Miles have been a constant source of intrigue to me. This is either because the miles are hard to come by, or the product just doesn’t have good award space available. First, it was done before the March 2017 KrisFlyer devaluation, which reduced the value of a KrisFlyer mile to 3-4 cents each when used for Business Class Saver awards. Like I said, there is no point comparing this card to a card that earns 4 mpd when flying krisflyer saver Awards is your goal. Tickets booked by the VOYAGE concierge are revenue fares, so they’re eligible to earn elite status credit on your preferred program. The OCBC VOYAGE Card loses a point in this aspect but this is not a deal-breaker obviously. In fact, it’s arguably the best option available to those of us in Singapore who want to try different airlines and different cabin products that the would normally be impossible to redeem given the mileage programs available to us here. Like I said, if kf miles are the be all and end all goal, then you’re better off with a 4/8mpd card strategy. If you’re an OCBC Voyage (income requirement: $120K), UOB Reserve ($500K) or AMEX Platinum ($50K-$200K, depending on the card) cardholder, you won’t need to pay a conversion fee. No amount of miles is worth it. Otherwise it could just be a one-off quote, subject to changes. When I first reviewed the product, I wasn’t all that impressed. Apparently OCBC VOYAGE will waive if you spend more than 60K/yr. The 15K VM accrues in your VOYAGE account with no expiry. Bonus: 2.0 miles (local) for selected luxury fashion brands. Estimate how much your affordability, valuation and rental yield in one single calculator. That brings me back to the question: just how valuable are VOYAGE Miles? He was 50% successful. Standard Chartered Visa Infinite Credit Card - Minimum Spend of S$2,000 to earn 1.4 miles (local) and 3.0 miles (overseas) per S$1 - otherwise, 1.0 miles per S$1. OCBC 365 Card also stands out by offering a relatively low income requirement for foreigners–just S$45,000–as well as an easy fee-waiver. New Purchase. I've recently cancelled my UOB Preferred Platinum American Express card as UOB was pretty unwilling to waive the annual fees - I have no issues paying for the annual fees of credit cards so long bonus miles (or points!) Attract a much lower valuation on general local spend, which from point. 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