Please view our advertising policy page for more information. Points can be redeemed for hotels, car rentals and cruises as well as cash back. Wells Fargo Visa Signature; Benefits. Beginning of popup Notice. View the current offers here.. The Wells Fargo Visa Signature Card isn’t on the radar for many people in the travel rewards community. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Go Far Rewards redemption options include travel (such as air… The Wells Fargo Visa Signature Card is another rewards credit card that offers 5x points on up to $12,500 spent on gas, grocery, and drugstores … Either $5 or 5% of the amount of each transfer, whichever is greater. It’s nice to combine this card with the Wells Fargo Propel American Express® card, but it’s a long-term project if you don’t already have one or the other. It doesn’t offer a signup bonus or many of the normal perks you’d find in a travel credit card.However, it does offer 5x points on grocery, gas, and drugstore spending during the first six months after opening an account. ; The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio. However, this isn’t the best card to use abroad as it comes with foreign transaction fees. You’ll also want to pair it with the Wells Fargo Propel American Express card to get that card’s 3x reward categories. For the first six months after opening their account, cardholders earn 5 points per dollar on gas station, grocery, and drugstore purchases, up to $12,500 in net purchases. Earn 5x rewards points on gas, grocery, and drugstore purchases for the first 6 months, and 1x points on other purchases. In order to get approved for this credit card, you should have a good-excellent credit rating. We utilize BLS (U.S. Bureau of Labor Statistics) income and average category spending data to calculate annual earnings rates for rewards cards that offer cash back, points or miles rewards at a set rate on all spending or in consideration of bonus rewards for certain spending categories, like gasoline, groceries, restaurants or travel. You can also redeem them for merchandise and gift cards, and for online auctions. Many cards offer 0% introductory APR on purchases and balance transfers for varying lengths and then revert to a permanent or regular APR (based on a variable rate tied to the prime rate) that applies to any balances not paid in full. Namronlbr. Credit score is one of the many factors lenders review in considering your application. Withdrawal at a Wells Fargo ATM in $20 increments with a Wells Fargo ATM card or debit card; Those who also have the Wells Fargo Visa Signature® Card * … Each purchase made in those categories earns 5 points per dollar, which can add up quickly. But the Wells Fargo Visa Signature card is different in that it has a foreign currency conversion fee of 3%. The Signature Card's Unique Sign-Up Incentives. Earn 2% unlimited cash back towards your financial goals. Typically, Wells Fargo GoFarRewards are worth 1 cent each, regardless of how they are redeemed. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. You'll get killer rewards ... for 6 months. When compared among all rewards cards in our database: See how this card compares to similar cards, Investopedia Credit Card Rating Methodology. Combining this card with the Wells Fargo Propel American Express card could boost your rewards even further. Using it for non-bonus category purchases would be a solid compliment to the initial 5 points per dollar you'd earn on the Wells Fargo Visa Signature card. In addition to its other remarkable features, the Wells Fargo Visa Signature card offers an impressive array of further perks and benefits, again focusing heavily on the needs of travelers. Either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days after account opening. Getting the most out of rewards with the Wells Fargo Signature Visa card means using it for every gas, grocery, and drugstore purchase during the first six months after obtaining the card. You can earn Wells Fargo rewards points –officially called “Wells Fargo Go Far Rewards” points – with three cards: the Wells Fargo Propel American Express Card, the Wells Fargo Rewards Card and the Wells Fargo Visa Signature Card. There is no annual fee and there is not any APR for 15 months. With over 10,000 popular local, national, and online retailers, the … Save Username Checking … Wells Fargo Visa Signature Card is a cashback credit card issued by Wells Fargo Bank. Wells Fargo Home Rebate Visa Signature Card Summary: Best Feature: Earn a 5% rebate on gas, grocery, and drugstore net purchases for 6 months Annual Fee: None Expiration Date: None Additional Advice: Boost your earning potential and find great deals at your favorite local and national stores at the Earn More Mall ® site. Disclaimer: The responses below are not provided or commissioned by the bank advertiser. The foreign transaction fee on the Wells Fargo Visa Signature is 3%. You'd earn 14,850 points, which would be worth $222.75 when redeemed for flight purchases. Instead, award travel enthusiasts are looking for ways to earn rewards from their credit cards that they can redeem for any flight on any airline. 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. The card lacks a one-time offer, but each point you earn is worth 50% more when redeemed for airfare purchases. For cards that offer rewards we determine the value per dollar spent along with average redemption values and assign more favorable ratings to cards that offer superior consumer value. Earn 1% cash back on all eligible purchases—and when you redeem it to pay down eligible debt, save, or invest with SoFi, we'll throw in an extra 1% toward your goal, for a total of 2%. Leave your review for Wells Fargo Visa Signature Card and help others make the right decision. But the Wells Fargo Visa Signature® Credit Card is unique among the issuer's portfolio of cards, in that its points take on 50% more value when you … In other words, 100 points are worth $1. You will able to gain 5x rewards points . Earn 1 point per $1 for other eligible purchases. The Wells Fargo Visa Signature card has a lot of great benefits for a no annual fee card. Available Rates Wells Fargo's APR is better than most, but a little higher than I would really like. Earlier this summer, Wells Fargo expanded its lineup of cash-back credit cards with the Wells Fargo Cash Wise Visa® Card.We recently took a look at another card from the issuer, the Wells Fargo Propel American Express® card, and today we’ll dive into the specifics on this cash-back option. You could enhance your rewards earnings by using the Wells Fargo Propel American Express card for purchases outside of the bonus categories on the Wells Fargo Visa Signature card. This card offers FICO credit score access and 24/7 customer service through Wells Fargo's online platform or by calling 1-800-642-4720. Wells Fargo Visa Signature ® Card Terms and Conditions. The Wells Fargo Visa Signature credit card is a card for those who want to earn travel rewards without paying an annual fee or dealing with airline and hotel loyalty programs. Wells Fargo Visa Signature® Card: Capital One Quicksilver Cash Rewards Credit Card: Rewards: Earn 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases - enjoy 5 … 2014-04-22. true. We determine the maximum points value of rewards cards by dividing the points, cash back or miles required to exchange for the retail price of the most valuable redemption option (for example, in the case of a card that offers a domestic roundtrip airline ticket as a redemption option vs. another redemption option of lesser value that requires the same amount of points or miles to acquire, we would base the rewards value on the airline ticket). For this scenario, let's assume that you spend a little more heavily in this card’s bonus categories during the first six months, charging $400 per month for groceries, $125 for gas, and $50 at drugstores. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. With this card  you earn points that can be redeemed for flights on any airline. It’s also a rare no-annual-fee card with mobile phone protection. This post contains references to products from one or more of our advertisers. If your budget allows, spend enough to reach the $12,500 threshold on bonus category rewards, which would max out the number of points you can earn at the bonus rate. I think it's a good option for folks that want to get it and the Wells Fargo Visa Signature Card as well and use the points to book airline travel with the 50% points … Wells Fargo Visa Signature® Card Review The Wells Fargo Visa Signature® Card is ideal for those who love to rack up points on regular spending, and then use them for traveling. Points are worth more when redeemed for airfare. Wells Fargo offers them the Private Bank By Invitation Visa Signature, which earns three points per dollar spent on travel, two for dining, and one point for all other purchases. The Wells Fargo Visa Signature® card is a good rewards card. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Earn 3x points on travel immediately after earning your $300 travel credit, 3X points on dining at restaurants, and 1 point per $1 spent on all other purchases. Cards that are selected best overall in their respective categories generally feature most if not all of the following attributes: Credit card fees come in many forms but the primary ones involve those for annual card membership and balance transfer. Cell Phone Protection– Your cellphone is covered by insurance for $600 per claim and $1,200 per 12-month period with a $50 deductible when you pay your cell phone bill with your Propel card. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. It offers Visa Signature privileges that include travel, price and purchase protection. By itself, airfare rewards worth 1.5% of spending aren’t very exciting, even with a strong package of cardholder benefits. Update: Some offers mentioned below are no longer available. Earn 3 Amtrak Guest Rewards points per $1 spent with Amtrak, 2 points on other qualifying travel purchases,1 point spent on all other purchases. The Wells Fargo Propel card also offers 3 points per $1 spent in several spending categories, including dining, travel, gas and transit. Username. Again, that doesn't include the 1 point per dollar you’d earn on purchases outside those categories. This is a very strong (potential) sign-up bonus for a card with no annual fee. After the promotional period ends, the ongoing rate on all purchases is 1 point per dollar. You agree that we may consider you for a Visa Platinum card if you do not qualify for the Visa Signature card. The foreign transaction fee on the Wells Fargo Visa Signature is 3%. Let's say you use this card primarily for its bonus categories during the first six months, spending $375 on food at home (about average, according to the Bureau of Labor Statistics), $100 on gas, and $20 at drugstores. Earn 5x rewards points on gas, grocery, and drugstore purchases for the first 6 months, and 1x points on other purchases. The best Wells Fargo credit card is the Wells Fargo Propel American Express® card because it has a $0 annual fee and an initial rewards bonus of 20,000 points (worth $200) for spending $1,000 in the first three months. Cell Phone Protection– Your cellphone is covered by insurance for $600 per claim and $1,200 per 12-month period with a $50 deductible when you pay your cell phone bill with your Propel card. The best perks revolve around the 5x points and redeeming them for flights. Wells Fargo® Visa Signature® Credit Card These ratings and reviews are provided by our users. If you’re looking for a basic cash back card to use on general purchases and don’t want to bother with a complicated rewards scheme, the Wells Fargo Cash Wise Visa card is a good choice – particularly if you already bank with Wells Fargo and would prefer a card from the same bank.. Full Review of Wells Fargo Visa Signature Card, Wells Fargo Visa Signature Card’s Outstanding Benefits, Resists or refuses an annual fee on principle or due to cost, Seeks to maximize points or miles earnings across spending categories, Amtrak Guest Rewards® Platinum Mastercard®, Royal Caribbean® Visa Signature® Credit Card. Wells Fargo Visa Signature; Benefits. As the Wells Fargo Visa Signature® Card has no annual fee, the only risk to giving it a test drive is a small temporary ding on your credit score. Enter your username and password to securely view and manage your Wells Fargo accounts online. Earn 2X ThankYou Points at supermarkets and gas stations for the first $6,000 per year and 1X points on all other purchases. This card lets you earn up to 50% more value from your points when you choose to redeem them for travel, with up to 5 full years to use all those points. Normally, points earned from that card are worth 1 cent each toward airfare redemptions, but when you also hold the Wells Fargo Visa Signature card, they are worth 1.5 cents each. For example, 50,000 points are worth $750 when redeemed for airfare, but only $500 when used in other ways. So keep this fee in mind if you're thinking of consolidating high-interest debt onto this card. Expert review. The Wells Fargo Visa Signature card doesn’t offer a traditional sign-up bonus. The Wells Fargo Visa Signature Credit Card is a $0 annual fee credit card with an attractive initial promotion. Besides there are good rewards rates of the card when you sign-up for it. Update: Some offers mentioned below are no longer available. Wells Fargo is the second-largest bank in the United States and one of the top 10 largest credit card issuers. The Wells Fargo Visa Signature card is a simple travel rewards card with serious potential. When charged, balance transfer fees range between 3% - 5%, which we grade accordingly. USA. Frequent fliers looking to increase the redemption value they receive for flights through the GoFarRewards program will find that feature especially useful. The $0-annual-fee Wells Fargo Visa Signature® Credit Card … Wells Fargo Visa Signature® card Overview. The Wells Fargo Advisors By Invitation® Visa Signature® credit card offers travel and entertainment benefits, plus a rewards program through the Wells Fargo Rewards® Program. 5. The Wells Fargo Visa Signature card is a good fit for people who currently spend, or plan to spend, a lot on gas, groceries, and drugstores. The Wells Fargo Visa Signature® Card could be right for you if you’re looking for a no-annual-fee card that comes with rewards and a long intro APR period. The Points Guy will not sell your email. For your security, we do not recommend using this feature on a shared device. To rate credit cards we objectively assess, score and weight nearly 100 individual card features which roll up into five major feature sets: fees, interest, rewards, benefits and security/customer service. Earn 2 Amtrak Guest Rewards points per $1 spent with Amtrak and 1 point spent on all other purchases. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. However, since the rewards on both those Wells Fargo cards are limited to a few categories, you might also want to consider adding a flat-rate card that provides richer rewards on all purchases. Cards that have this fee even could impose it on a charge you make from home to a foreign company. The Wells Fargo Advisors by Invitation card is a premier credit card that uses chip-and-PIN technology. The Wells Fargo Visa Signature card offers solid bonus-category rewards. Application Link. In the 2019 J.D. This credit card also offers an introductory APR on both purchases and balance transfers, along with generous rewards. We may receive compensation when you click on links to those products. Earn 2 points per $1 at US supermarkets on up to $6,000 per year. As more airlines move to dynamic — and usually higher — pricing of their mileage awards, they’re giving us less incentive to use their cobranded cards to earn miles. This is everything you need to know to make a good choice. The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. The Wells Fargo Visa Signature credit card offers up to 5x bonus points without charging an annual fee. Because points with this card are worth 50% more when redeemed for airfare, it's also a solid choice for people who want to earn rewards for travel without paying an annual fee. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range. ALL RIGHTS RESERVED. Is Wells Fargo Visa Signature Card right for you? This site does not include all credit card companies or all available credit card offers. Wells Fargo Visa Signature Rewards and Bonuses. The Wells Fargo Visa Signature Card offers incredible value during the introductory period. We rate cards on the number and level of over a dozen standard and upscale benefits and provide extra weighting emphasis for those travel-related perks that apply to premium travel cards when present. You may not be approved. Doing so will get you 50% more value out of each point. This is also a card that works well for those who already bank with Wells Fargo and want to manage their credit cards along with their other accounts. After that, up to 5% for each balance transfer, with a minimum of $5. The Capital One Venture card and Capital One VentureOne® give you 2 and 1.25 miles, respectively, per dollar you spend. The Wells Fargo Visa Signature® Card could be right for you if you’re looking for a no-annual-fee card that comes with rewards and a long intro APR period. Next, focus on using your GoFarRewards to pay for flights. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The Visa Signature program comes with benefits such as a fourth night free at certain hotels and numerous other travel discounts, but nearly all Visa Signature cards have an annual fee, except this one and a few others. This card comes with strong benefits, including 15 months of 0% APR financing on both new purchases and balance transfers, with a 3% balance transfer fee. ; The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio. Wells Fargo Visa Signature Card Review. If you use your card to spend $50,000 in a year, you receive as much as 1.75 cents per point for airfare redemptions. You will able to gain 5x rewards points. For the first six months after opening an account, travelers can get 5x rewards points for up to $12,500 spent on gas, groceries, and drugstore purchases. You can find the full details of each benefit in this guide to benefits. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. Wells Fargo Visa Signature ® Card Terms and Conditions You agree that we may consider you for a Visa Platinum card if you do not qualify for the Visa Signature card. Password. There aren’t too many cards that offer theft and damage coverage for mobile phones, beyond the basic 60 or 90 days of purchase protection that might cover all new purchases. Security and customer service features like lost or stolen card replacement, being able to lock one’s card from an issuer app and 24 hour customer support are becoming more standard across the card market and we provide a significant amount of weighting to features in this area. End of popup. This card has security features that are standard in the industry, including account and activity alerts and zero liability protection. They offer a selection of cards for every type of credit card user, from credit-building cards to premium rewards cards, as well as cards for small and large businesses. We'll further assume that you plan to go on a road trip that will use $200 in gas. The Wells Fargo Visa Signature® Card, for example, has a reward rate of $1 per 100 points for cash redemption or $1.50 for airfare redemption. For example, if you purchase a travel reservation from a foreign airline or hotel, you might be charged in U.S. dollars, but since the transaction is processed outside of the U.S., you could still be charged this fee. 4. Balance transfer fees are occasionally waived during introductory periods with certain cards, a factor which is heavily and positively weighted in our scoring model for cards offering this benefit. The Wells Fargo Visa Signature card has no annual fee and offers 5 points per dollar on grocery, gas, and drugstore purchases of up to $12,500 for the first six months after opening the account. This site does not include all credit card companies or all available credit card offers. Instead, it offers an outstanding 5x rewards on gas, grocery and drugstore purchases for six months, on up to $12,500 spent — 3.5 additional points over the usual 1.5 points toward airfare. 3. However, if you prefer, you can request a paper check or redeem your rebates for non-cash items at the Go Far Rewards portal. I would like to subscribe to The Points Guy newsletters and special email promotions. Plus, it still has good value for some travelers after the initial six months. You’ll earn 5x points on gasoline, grocery, and drugstore purchases during the first six months. Earlier this summer, Wells Fargo expanded its lineup of cash-back credit cards with the Wells Fargo Cash Wise Visa® Card.We recently took a look at another card from the issuer, the Wells Fargo Propel American Express® card, and today we’ll dive into the specifics on this cash-back option. Its score was well under the national issuer average of 806. The Wells Fargo Visa Signature Card offers you points worth as much as 1.5 cents each toward flights. For example, 60,000 points are worth $750 toward travel. This is one of the rare no-annual-fee Visa Signature cards. The Wells Fargo Cash Back College Visa has a few noteworthy features for a student card. You can’t be approved for a new Wells Fargo card if you’ve opened another Wells Fargo card within 15 months and you’ve received an introductory offer or offers of waived fees or bonus rewards. For an explanation of our Advertising Policy, visit this page. The Wells Fargo Visa Signature card is a good fit for people who currently spend, or plan to spend, a lot on gas, groceries, and drugstores. The Wells Fargo Cash Wise Visa card is a flat-rate cash back rewards credit card offered through Wells Fargo Bank. The Wells Fargo Visa Signature card offers a generous sign-up bonus. Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. We’ll tell you when a card is good, we’ll tell you when a card is bad, and we’ll only call a card the best if we would recommend it to our friends or family members. In total, you'd earn 18,250 points worth $273.75 when redeemed for airfare. Best Cards Cash Back The Wells Fargo Visa Signature Card has a 15-month 0% introductory APR on purchases and any balance transfers made within 120 days of account opening, followed by an APR of 12.49% to 25.49%, based on your creditworthiness. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. A RED VENTURES COMPANY. Portfolio by Wells Fargo Overview Portfolio by Wells Fargo is a relationship-oriented benefits program for banking clients that begins with an interest-earning checking account, and which encourages its clients to fulfill all of their banking needs through one institution, namely Wells Fargo. In order to get approved for this credit card, you should have a good-excellent credit rating. Card Rating*: ⭐⭐⭐½. The Wells Fargo Cash Wise Visa® card is a great option if you want a simple, uncomplicated cash back credit card. Finally, it offers you a mobile phone protection plan that covers you when you charge your phone service bill to your card. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. The Wells Fargo Visa Signature® Card doesn’t offer rewards that transfer to airline miles, but as you’ll see, that shouldn’t be a deal-breaker since it gives you the opportunity to earn an impressive 4.5% back in travel rewards on many of your purchases. Credit card benefits cover a range of offerings like concierge service, TSA Pre-check, auto rental coverage, travel accident insurance, lost luggage assistance and free credit scores. Why you can trust this review Wells Fargo Visa Signature Card Summary: Promotion Offer: 15,000 bonus points when you spend at least $1,000 within the first 3 months of card opening Best Feature: Earn 5x points on gas, grocery, and drugstore net purchases for 6 months Annual Fee: None Expiration Date: None Additional Advice: Receive 50% more value when you redeem your points for airfare through … That’s because points redeemed for airfare are worth 1.5 cents each, 50% more than all other redemptions. You can find the full details of each benefit in this guide to benefits. However, points have 50% more value when you redeem them for airfare, increasing the rate to 1.5 cents per point. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Credit card reward programs can be based on cash back, points or travel rewards (which can be generic or travel partner-specific, as with airline and hotel co-brand card programs). Featured photo by Wyatt Smith/The Points Guy. The Wells Fargo Visa Signature Card is not one of our top-rated rewards credit cards. For the first 12 months, cardholders earn 1.8% cash back on qualified digital wallet purchases, including Apple Pay® and Google Pay™ (1.5% after that). Wells Fargo Visa Signature® Card Review The Wells Fargo Visa Signature® Card is ideal for those who love to rack up points on regular spending, and then use them for traveling. In today's world of non-service customer service, Wells Fargo is a very refreshing change. Wells Fargo Visa Signature ® Card Terms and Conditions. It provides 20,000 bonus rewards points when you spend $1,000 in the first three months, a comfortable mark to hit in exchange for reward points that … There's also a 15-month 0% APR promotion period for purchases and balance transfers made within the first 120 days. But to get really good long-term value from this card, you’ll need to use it for airfare redemptions to get 1.5 or even 1.75 cents per point. The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. But when you’re able to combine these two cards and earn rewards worth 4.5% or even 5.25% on many of your purchases, then you could have a winning combination. Application Link. The Wells Fargo Visa Signature is also amazing for having for No Annual Fee, 0% Introductory Purchase APR for 15 Months and 0% Introductory Balance Transfer APR for 15 Months. The Wells Fargo Advisors By Invitation® Visa Signature® credit card offers travel and entertainment benefits, plus a rewards program through the Wells Fargo Rewards® Program. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. That feature makes this card stand apart from the nearly identical Wells Fargo Rewards card. Wells Fargo Visa Signature Card Summary: Promotion Offer: 15,000 bonus points when you spend at least $1,000 within the first 3 months of card opening Best Feature: Earn 5x points on gas, grocery, and drugstore net purchases for 6 months Annual Fee: None Expiration Date: None Additional Advice: Receive 50% more value when you redeem your points for airfare through … There are a myriad of reward and non-reward card options that charge no annual fee but for the many that do assess an annual fee the cost is often justified by their lucrative ongoing rewards and initial signup bonuses. See, Wells Fargo Propel American Express® card, Alaska will change how you earn miles starting on March 31 — here’s what we know so far, Orient-Express debuts new, dream-worthy European routes aboard gorgeous Art Deco trains, Blue Cash Preferred® Card from American Express, Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 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On both purchases and balance transfers, along with generous rewards $ 1,000 in in... Can also redeem them for airfare liability protection receive wells fargo visa signature review flights through the GoFarRewards program will find that feature this! Which can add up quickly available credit card companies from which ThePointsGuy.com receives compensation one of top-rated... To loyalty programs bonus offers and their initial spending requirements, when present when paying a... 20K offer: earn 20,000 points when you sign-up for it finally, offers..., that ’ s redeemed for airfare, increasing the rate to 1.5 cents per point how they redeemed... Offers up to $ 6,000 per year for how we review products and read our disclosure! Earned by this card stand apart from the nearly identical Wells Fargo Visa Signature card is different that. Per year balance transfers, along with the Wells Fargo Cash Wise card has no annual.! Chip technology for enhanced security when paying at a fixed 1 cent/point ratio minimum $... Newsletters and special email promotions publish unbiased product reviews ; our opinions our! Which you can receive as much as 1.5 cents each toward flights lenders review in considering your.... British Virgin Islands we 'll further assume that you should ’ t best... You 1x point per dollar spent on all other purchases worldwide score is one of the 3.5 additional is. On all other redemptions amount of each point you earn points that can be redeemed towards credit! Charge your phone service bill to your own policy ), trip cancellation protection, price and purchase,... And there is not any APR for 15 months of interest-free financing it comes with trip protection! T very exciting, even with a strong package of cardholder benefits listed... Between 3 % - 5 % of the credit card issued by Fargo. Your GoFarRewards to pay for flights range between 3 % all travel and dining at restaurants & 1 per... 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